What Basic Allowance for Housing is, how it's figured for a Redstone Arsenal assignment, what changed for 2026, and how to check whether it covers rent in Huntsville, Madison or Athens. We link to the official calculator instead of printing rate tables, because DoD's tables are the only numbers that count.
Get your exact rate here: the official DoD BAH rate lookup run by the Defense Travel Management Office (DTMO). Enter your duty-station ZIP code, the year and your pay grade.[1] If you don't know the ZIP, ask your gaining unit or the Redstone Housing Services Office.[2]
What BAH is
BAH is money for housing paid to service members stationed in the U.S. who aren't provided government quarters. It's an allowance, not pay, so it isn't taxed.[3] DTMO says BAH is based on housing costs in local civilian markets. It isn't meant to cover every housing cost.[4]
The three things that set your rate
- Pay grade. Rates rise with grade.[3]
- Duty location. BAH follows your permanent duty station ZIP code, not where you choose to live. If you're assigned to Redstone but rent in Athens or Decatur, you still get the rate for your duty station.[3]
- Dependency status. There's a "with dependents" rate and a "without dependents" rate. The number of dependents doesn't matter: one child or five gets the same rate.[4]
Behind those factors, DoD builds each area's rates from current rental market prices, average utility costs, and the type and size of home typical for each grade.[3]
What changed for 2026
DoD announced the 2026 rates in December 2025. They took effect January 1, 2026, with an average increase of 4.2% nationwide. BAH still includes a member cost-sharing amount of 5% of the national average housing cost for each grade, about $93 to $212 a month depending on grade and dependency status.[5] National averages tell you little about one area, so check the Huntsville figure in the calculator.[1]
Individual rate protection
If Huntsville's rate goes down next January, yours won't, as long as your status stays the same. DTMO pays whichever is larger: the newly published rate or what you got on December 31. Protection ends if you PCS, are reduced in grade, or change dependency status.[4]
Special cases
- Dual-military couples with children: one member gets the with-dependents rate and the other gets the without-dependents rate.[6]
- Living on post: single members without dependents in government quarters get partial BAH instead.[3] Rent at Redstone Family Housing works differently. See our Redstone Arsenal housing guide.
GI Bill housing allowance in Huntsville
Veterans and family members who use the Post-9/11 GI Bill get a monthly housing allowance (MHA) tied to BAH. For in-person classes, VA starts with the BAH rate for an E-5 with dependents at the ZIP code where you take most of your classes. It then prorates by your eligibility tier and rate of pursuit, which must be more than half time. For August 1, 2026 to July 31, 2027, VA uses the 2026 BAH rates. Online-only students get a separate, lower flat amount, and students on active duty don't get MHA.[7]
So a UAH, Alabama A&M or Calhoun student's MHA depends on the campus ZIP. Look up E-5 with dependents for that ZIP in the DoD calculator.[1,7]
Does BAH cover rent in Huntsville?
Compare your rate with the federal rent benchmarks. HUD's Fair Market Rents estimate gross rent (rent plus basic utilities) for a typical unit in each metro.[8]
| Area | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| Huntsville metro (Madison & Limestone counties) | $1,030 | $1,136 | $1,310 | $1,690 | $2,109 |
| Decatur metro (Morgan & Lawrence counties) | $755 | $776 | $961 | $1,262 | $1,550 |
Rent varies a lot by part of town and by commute. Use our neighborhoods guide for Census rent figures and drive times to Gate 9, and the cost-of-living comparison if you're coming from Colorado Springs.
Your school district usually matters as much as rent. Since BAH doesn't change with where you live, compare districts before you pick an area: see compare schools for each district's state report card, review-site pages and zone lookup.
Why no rate table? Third-party BAH sites copy DoD's numbers and sometimes lag or make mistakes. We only publish figures we can confirm, and DTMO's calculator is the source to trust.
Arrival money: TLE and the Housing Services Office
- Temporary Lodging Expense (TLE) partly repays lodging and meals while you're in temporary lodging during a CONUS PCS. You can't get TLE and PCS travel per diem on the same day.[9] DTMO raised the CONUS limit from 14 to 21 days, effective November 27, 2024.[10] Confirm current rules with your finance office.
- Housing Services Office (HSO): the Redstone HSO helps with off-post rentals and sales, runs a rental partnership program and a utility deposit program, helps set up BAH, and can mediate landlord-tenant disputes. It's at the One Stop, Building 3494, Honest John Road, (256) 876-6666.[2] Check in with the HSO before signing any off-post lease or contract.[11]
BAH checklist for a Redstone PCS
- Get your duty-station ZIP code from your orders or gaining unit.
- Look up your 2026 rate in the DTMO calculator, with or without dependents.[1]
- Compare it with HUD Fair Market Rents and real listings near your gate.[8]
- Call the Redstone HSO before you sign anything.[2]
- Save lodging receipts for TLE.[9]
- Use the Huntsville Move Checklist for everything else.
Frequently asked questions
What is BAH for Huntsville, AL in 2026?
Do I get more BAH if I live in Madison or Athens instead of Huntsville?
Does the number of children change BAH?
Will my BAH go down if Huntsville's rate drops next year?
How is GI Bill housing allowance figured for Huntsville schools?
Sources
Facts on this page were checked against these sources on October 24, 2026. Rules, hours and figures change, so confirm with the official source before you act.
- Defense Travel Management Office: BAH rate lookup (official calculator)
- Redstone Arsenal: For Newcomers (Housing Services Office, on-post housing, child care, schools)
- DoD Military Compensation: Basic Allowance for Housing (BAH factors, calculation, partial BAH)
- Defense Travel Management Office: Basic Allowance for Housing overview (rate protection, with/without dependents)
- Department of War (DoD) release, Dec. 11, 2025: 2026 Basic Allowance for Housing rates
- Defense Travel Management Office: BAH eligibility FAQs (dual-military, BAH-DIFF)
- VA: Post-9/11 GI Bill rates, Aug. 1, 2026 to July 31, 2027 (monthly housing allowance)
- HUD USER: Fair Market Rents, FY2026 (Huntsville, AL MSA and Decatur, AL MSA)
- Military OneSource: Temporary Lodging Expense
- Defense Travel Management Office news, Dec. 2, 2024: CONUS Temporary Lodging Expense increased to 21 days
- MilitaryINSTALLATIONS: Redstone Arsenal Housing